Oakwick Lending Group connects you with lending partners; partners make credit decisions and set rates and terms.Disclosures
(980) 352-5260Start a RequestRequest
Concord, NC
About us

About Oakwick Lending Group, a Business Funding Broker in Concord, NC

Oakwick Lending Group is a broker, not a lender. We help Cabarrus County owners understand their funding options and introduce their requests to lending partners, which decide, set the terms and sign the contracts.

Oakwick Lending Group connects you with lending partners; partners make credit decisions and set rates and terms.

In short

Oakwick Lending Group, a small-business funding broker in Concord, NC, is based at 4 Union St S. It explains six business funding types to Cabarrus County owners and introduces requests to lending partners, which make credit decisions and set rates and terms. It does not lend, buy receivables or arrange consumer loans.

A broker, not a lender

Oakwick Lending Group is a broker, not a lender. Oakwick Lending Group connects you with lending partners; partners make credit decisions and set rates and terms. We do not lend money, purchase receivables, approve applications or set prices. Our work happens before a partner reviews anything: understanding the need, explaining the structures and presenting the request.

Why a broker carries the word Lending

Oakwick Lending Group is simply the company's name. Lending describes the subject we work in, not a service we provide ourselves. Because a name like ours can mislead, we state our role on the home page, here, in the broker disclosures and in the footer of every page.

Our address

Our address is 4 Union St S, Concord, NC 28025, and our phone number is (980) 352-5260. The U.S. Census Bureau's geocoder matches the address inside the city of Concord, NC, in Cabarrus County. Most conversations take place by phone and online, with owners across the county and the towns next to it. Our Concord, NC page describes the local business picture.

Our relationship with lending partners

Every request is sent to partners that provide the kind of funding it calls for. Our partners have confirmed they fund businesses in construction, restaurants, medical and dental care, and retail and inventory-heavy trades, among others. Each partner applies its own credit standards.

What we will not do

  • Promise an approval, an amount, a rate or a date. Those belong to partners.
  • Handle consumer borrowing such as personal, payday, auto title or home loans.
  • Take agriculture or trucking requests, which our partners have not confirmed.
  • Steer you to a merchant cash advance before loan options have been compared.
  • Ask for Social Security or bank account numbers over plain email or text.

Where to read more

Each stage of a request is mapped out in how a request moves. Ways to reach us lists the phone number and address.

By Oakwick Lending Group ยท Updated

Getting started

How it works

Four steps between your first call and a partner's decision.

  1. Describe the need

    Call, or send the short form and we ring you back. We ask what the money is for when we call.

  2. Pick the structure

    The purpose decides the funding type, and the type decides which partners see it.

  3. A partner underwrites

    A partner studies the file, rules on it and prices any offer.

  4. You choose

    Compare total cost and the payment calendar. Walking away is always allowed.

How It Works

Talk Through the Need First

Call (980) 352-5260 or send the short form. Tell us what the money is for, and we will say which options are worth putting in front of lending partners.

Oakwick Lending Group connects you with lending partners; partners make credit decisions and set rates and terms.

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