Oakwick Lending Group, a small-business funding broker in Concord, NC, is a broker, not a lender: it introduces business funding requests to lending partners, which make credit decisions and set rates and terms. A merchant cash advance is not a loan. These disclosures explain the relationship, information sharing and consent.
Oakwick Lending Group is a broker, not a lender
Oakwick Lending Group connects you with lending partners; partners make credit decisions and set rates and terms. Although our name includes the word Lending, we do not lend money, extend credit, purchase receivables or decide on applications.
No assurance of approval
Reaching out to us, by form or by phone, creates no expectation that a partner will approve the business, fund a set amount or accept set terms. Each partner applies its own standards and may decline.
Price and terms come from the partner
The cost of any funding and every other condition is set by the lender or funder, not by Oakwick Lending Group. Offers come from the partner, the contract is with the partner, and the whole agreement deserves a careful read before you sign.
A merchant cash advance is not a loan
A merchant cash advance is not a loan. Its pricing, collection and remedies work differently from a loan's; the advance page explains how.
Where your information goes
Details you give us by form or phone are used to work on your request and are shared with lending partners for their review. An outside software company operates the request form. The privacy policy in the footer has the full description.
Calls, texts and consent
The form's consent wording governs calls and texts from Oakwick Lending Group and lending partners. Reply STOP to any text to end them, or HELP for help; the SMS terms in the footer say more.
Questions or complaints
Call (980) 352-5260, or write to Oakwick Lending Group, 4 Union St S, Concord, NC 28025.
By Oakwick Lending Group · Updated